Combining Finance and Insurance for Your Perfect Smile

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Making Your Smile Affordable

At Whites Dental, we believe that everyone deserves access to high-quality dental care without the stress of upfront costs. That’s why we offer flexible financing options and provide guidance on utilizing dental insurance to make treatments like veneers, implants, braces, and Invisalign more affordable. Whether you’re exploring finance plans, checking your insurance coverage, or looking to combine the two, we’ve got you covered.

Our financing plans allow you to spread the cost of treatments into manageable monthly payments. Whether you’re considering veneers for a dazzling smile or implants to restore function and aesthetics, our plans are designed to suit your financial situation.

Key Benefits of Financing:

  • 0% Interest Options: Pay over a set period with no added interest.
  • Flexible Terms: Choose a repayment period that works for you.
  • Quick Approval: Get started with minimal paperwork and fast approval.

Learn more about our dental financing options and book a free consultation with our experienced team to discuss your options in person or via online consultation.

Understanding Dental Insurance Coverage

What’s Covered?

Dental insurance can help reduce the cost of many treatments, from routine check-ups to advanced procedures. Coverage varies by provider and policy, but here are some common benefits:

  • Orthodontics: Insurance may cover braces or Invisalign for medically necessary corrections.
  • Implants: Some policies include partial coverage for implants.
  • Preventive Care: Routine cleanings and check-ups are often fully covered.

Whites Dental work with most dental insurance providers and can provide you with the reciepts and paperwork required to achieve your claim.

Each provider offers unique plans, so it’s important to check your policy for specific coverage details.

Combining Financing and Insurance

How It Works

Combining financing and insurance is a smart way to minimize upfront costs while ensuring you receive the care you need. Here’s how you can make the most of both options:

  1. Check Insurance Coverage: Review your policy to understand what’s covered and the payout timeline. Seek pre-authorization for larger treatments if needed.
  2. Finance the Uncovered Portion: Use financing to cover costs not paid by insurance, such as deductibles, co-pays, or treatments not fully covered (e.g., cosmetic procedures like veneers).
  3. Bridge Insurance Payouts: If your insurance reimburses after treatment, financing can help you proceed immediately. Once the payout is received, you can use it to pay off part of your financing plan.

Example Scenarios

  • Getting Braces in London : Your insurance covers 50% of orthodontic treatment, but you’re responsible for the remaining cost. Financing can help spread this amount over manageable payments.
  • Dental Implants : If your insurance covers only the implant post but not the crown, financing can cover the crown’s cost.
  • Veneers and Lumineers: Since veneers are often considered cosmetic, insurance may not apply. Financing offers an affordable alternative.

FAQs About Finance and Insurance

 

Can I Use Insurance and Financing Together?

Yes! Combining these options allows you to minimize upfront costs and pay over time while maximizing your insurance benefits.

Does Insurance Cover Cosmetic Treatments Like Veneers?

Most insurance policies do not cover purely cosmetic procedures, but financing can make these treatments more accessible.

What Happens if My Insurance Reimbursement Is Delayed?

You can use financing to proceed with treatment immediately and apply the reimbursement to your financing plan once it arrives.

Ready to Get Started?

Why Choose Whites Dental for Affordable Dental Care?

We understand that dental treatments can be a significant investment. That’s why we offer competitive prices on a range of dental solutions and to help you manage costs effectively we provide interest free financing options. By combining financing and insurance options, you can access the treatments you need without having to worry about budgeting or delaying your care.

Contact us today to book a consultation and start your journey toward affordable dental care!

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